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Capitec is a company clearly set on injecting some new life and much needed innovation into the staid and uninspiring banking industry.
A host of attractive and favourable features has resulted in Capitec Bank’s phenomenal growth over recent years. And just in case there was ever any doubt at the onset, it’s now perfectly clear that Capitec means business. The bank is here to stay and sure to continue to grow at an impressive pace.
These are just some of the bank’s great features that have made not only this author, but also millions of other South Africans, switch to Capitec:
All-in-One Solution to Banking and Financial Management
The Global One account is a fully functional transactional account. With your Global One card, a debit MasterCard®, you can purchase as you swipe or shop online.
Capitec Bank’s Global One account simplifies personal banking. In addition to the Global One transactional capabilities, Capitec also offers unique savings and credit options.
The bank doesn’t offer vehicle finances or home loans though, so if you need one of these types of products, you should shop around and go with whichever institution offers the best rates.
Capitec doesn’t offer an actual cheque account per se, but then who needs a cheque account anyway when you can do everything with the Global One account while earning interest on your money.
Competitive Pricing and Interest Rates
Without question, one of Capitec’s most appealing features is their highly competitive, unbelievably low fees.
For a mere R4.50 monthly admin fee, you receive transactional features and capabilities that pretty much rival (if not surpass) most other regular bank accounts. In addition to this, Capitec offers extremely inviting interest rates.