Wonga offers small, short-term loans and users of the website can see all the charges related to a particular loan upfront before applying with an interactive slider that calculates charges based on user preference.
Wonga cash advances are for up to a 30 days. You decide how much cash you need and how many days you want it for, using the simple sliders on the home page. We calculate the cost upfront and you commit to repay it on the date you select. On the morning of that day we take a single payment from your bank account, after which you’ll be welcome to apply again whenever you need cash.
Qualifying Criteria
You need to be over 18, living in South Africa and have an active SA bank account, plus your own email address and cell phone. You also need to be able to repay us on the date you promise to, so please don’t use Wonga if you have any concerns about your ability to do that. Finally, we include a credit check as part of our sophisticated instant decision system, as we’re only interested in lending to people whom we believe can repay a cash advance without undue financial stress.